Ana Sayfa · Life Insurance · If I say "I do"

If I say "I do"

A few reasons to get life insurance if you’re about to tie the knot. If you’ve found the love of your life, congratulations! Of course, we know that when you say the words “I do†you won’t be thinking about life insurance. But there are plenty of reasons—some obvious, some not—why you should keep life insurance in mind. Here are just a few. If you have a significant other, life insurance can help you: Provide for your loved one, no matter what. People generally buy life insurance to make sure their families and other financial dependents—such as aging parents—are provided for, should they pass away. This is very important, since losing you may also mean that your family loses its primary source of income. Life insurance will help ensure that your family’s needs and comforts are met. Keep your surviving spouse out of debt. Surviving spouses can often be left with a significant financial burden. Life insurance can help alleviate that burden by covering things like funeral costs, outstanding debt, estate taxes and everyday living expenses. Plan your future together. If you buy a life insurance policy with cash value, you can use the cash value to help finance big-ticket items such as your child’s college education and, someday, retirement.1 Fill in the gaps. Even if you already have life insurance through work, you may need more to cover your new family. We can work with you to make sure there aren’t any gaps in your current coverage. How Permanent and Term Life Insurance can help you plan for your ifs. As you and your spouse build a life together, it’s important to have a life insurance policy that will help you protect your family from debt, realize your financial goals, and plan for the ifs in life. You may consider Permanent Life Insurance, which provides a lifetime of protection, flexible payment options, and cash value that can be used for any reason you choose—such as your child’s education, or in case unexpected challenges come your way. You may also consider Term Life Insurance, which offers an inexpensive way to protect your family for a specified period of time, and can help ensure that you have the right amount of coverage when you need it. Give our Representatives a call—or learn more on your own. Talk to us. We’ll answer your questions and help you determine how much life insurance you and your family need, and what type is appropriate. If you’d like, you can have a MetLife Representative contact you or we can help you find a MetLife Office. You can also learn more about Permanent Life Insurance and Term Life Insurance on your own. Life insurance issued by Metropolitan Life Insurance Company, New York, NY, 10166, MetLife Investors USA Insurance Company, Irvine, CA, 92614 (except in NY), and First MetLife Investors Insurance Company, New York, NY (NY only), members of the MetLife family. Like most insurance policies, MetLife's have exclusions, reductions of benefits and limitations and terms for keeping them in force. Your representative will be happy to provide you with the costs and details. 1 Cash values can be accessed through loans and/or withdrawals, but these are likely to reduce death benefits. In addition, withdrawals may be subject to surrender charges and could have a permanent effect on the cash value. Loans reduce the cash value and death benefit by the amount of the loan outstanding plus interest.

30.11.2008. 02:10

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